Tips for reading your credit report:

  1. Look for any misspellings / inaccuracies of your name, employer or address, past or present

  2. Read your credit summary closely, it will tell you what you’ll see in the full report.*

  3. Look through your Credit Inquiries, if you see anything you don’t recognize, you can dispute it.

  4. Finally, read your Account History, you can also dispute any of this if you don’t recognize it, or if you see inaccuracies in the reported information.

*What you will see in your summary…:

~Real Estate Accounts
~Revolving Accounts (Credit Cards, Department Store Accounts, Equipment Accounts, Etc.)
~Installment Accounts (Loans, Vehicle Loans, Etc.)
~Other Accounts
~Collection Accounts
~Total Accounts

Experian
Trans Union
Equifax