You want to know your credit score huh? How’s your payment history? What about the inquiries to your credit, do you apply for every card that comes in the mail?
Read this article, Pre Approved Credit Card Offers to learn how to handle those and take control over your junk mail. Those companies not only send you advertisements, they also sell your name. It’s a vicious cycle.
The truth is, no matter how “bad” you may think your credit is, there is someone worse off than you. There are only 5 sites I would recommend for obtaining your credit score, and they won’t surprise you.
www.AnnualCreditReport.com
www.MyFico.com
www.Experian.com
www.TransUnion.com
www.Equifax.com
The first one listed, AnnualCreditReport.com will give you a copy of each of your credit reports once per year for free. MyFico.com will give you all three of your credit scores at once. Without subscribing to anything. As you would expect the individual sites will sell you their individual score. They all offer some sort of credit monitoring for a monthly service fee as well. The big difference between the sites of the actual companies including those listed above and those SCAMs I’ve talked about is how they get your money.
The sites I listed let you purchase your credit score without purchasing a service as well. The scams never give you the option of just getting your score and dealing with them only once.
Read on for Credit Help:
How to Obtain Your Experian Credit Report
How to Read Your Experian Credit Report
How to Dispute Inaccuracies in your Credit Report
How to Raise Your Credit Score
How to Settle Your Debt with Creditors
How to Put a Fraud Alert on Your Credit Report
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2007
You CAN Spot a Fraud!