I don’t know if any of you have ever been interested in buying a HUD home, but now is the time to move on that if you’re going to. Think about it, all these people are getting their homes foreclosed on and the homes are sitting empty. HUD foreclosures are a great deal when you take the proper steps.
First things first, let’s examine this opportunity for what it is, a chance to own a home at a fraction of the cost. When you buy a HUD home, you’re paying what the previous owner defaulted on, so it’s not the value of the home, it’s just what was left unpaid. In this market, you could really end up with a steal.
Check it out on the HUD.gov site. That link takes you to the part of the site where you select your state.
If you have further questions, please ask, I’ll be writing a subsequent post Monday and maybe a few more throughout the week to talk about the process in more detail and I’d like to have the opportunity to answer your questions specifically.
There’s lots more to know…stay tuned!
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I was (and still am, a little bit) very interested in HUD homes, but I worry about how the previous owners may not be very happy about going default and they will mess up the house on purpose. Have you heard about the story in which the owner put a few pigs inside the house right before he’s forced to move out? I wonder how likely that happens. Also, with HUD homes, it sounds like it’s not likely we get to really see the house before the bidding? (I’m assuming it’s bidding-based; correct me if I am wrong.) I agree with you that the price is definitely very attractive! The downsides are what I mentioned above and the speedy process! (Got to pay at least 20% on the day of the auction, and pay in full in 30 days, etc.)
2007
Julia