Dire Straits ( Money For Nothing )
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This was the beginning of dreams of riches….but since we can’t all have it right now, at least we can enjoy this nostalgic video.
Apr 20
2007
2007
Money for Nothing - TGIF
Apr 20
2007
2007
Make Money with Survey Savvy
Survey Savvy is the best survey site to sign up with, and now you can too, but read more because there’s a tip you can’t afford not to read…
The most useful tip you’ll find anywhere about Survey Savvy is to fill out the member profile surveys this is so you’ll start receiving surveys with regularity. Survey Savvy is by far the most user friendly site, and they email you when there’s a survey available.
So now, the choice is yours, you can choose to make money at home, or not. I personally have enjoyed my membership with Survey Savvy because I think that having my say is an important part of my existence here on earth. 
You can make money in many many ways online at home. Steve over at Save and Make puts out a new list everyday of at least ten or more work at home jobs as well. So sign up for Survey Savvyand then go visit Save and Make and see how easy it is to work from home.
Apr 14
2007
2007
How-To: Raise Your Credit Score
…with a credit card.
Make it work for you. Sure we’ve all been told that not paying a credit card in full is in the end going to make you pay more for your purchase because of the interest you pay in the long run. But there are lots of different ways you can make your credit card work for you, some people use their credit cards for their daily spending to get cash back on their purchases, acquire frequent flyer miles, to earn points, etc. Those credit card intricacies aren’t what we’re covering here. I’m not trying to sell you a card.
But just like home equity loans and adjustable rate mortgages were designed for real estate investors, credit cards were designed to help people, originally. The practices are not so pure now, however we can still make them work for us.
John Chow has a great blog about making your mortgage work for you, if you’re interested and able to do so.
One of my rules is that credit cards should only be used for tangible things, that’s one of the first things I decided when I started using cards to establish credit. Not for dinners, clothes or silly little things like that, I’ve used mine for electronics, car repair, etc. Mainly because of the additional warranty I get on purchases with my credit card. It’s nice to have that extra security when I make an important purchase, but the tip is this, my purchases are never more than 1/3 of the available balance on my card. For example, with a $1000 available credit limit, you would not permit yourself to have a balance of more than $350 - 400. Or for a card with a $300 available credit limit, you’d allow $100 - 140.
When you maintain a balance at that rate, you’ll pay the minimum payment on your card each month. The hidden benefit to this is that if you need to pay this card off for any reason, it’s easy to pay it off because it isn’t maxed out. Since you won’t be making just random here and there purchases, they should be well thought out decisions, you’ll never go overboard with your card. Your credit score will improve dramatically. If you have more than one card, you can do the same, but be careful not to make it impossible to pay them off at one time if you have to.
That is the strategy to making a credit card work for you. Maintain 1/3 of the balance and make minimum payments. I’d recommend paying your cards off once a year and letting them be zeroed out for a month or two. You could even rotate the cards you have so you don’t have a balance on all of them at the same time, further improving your control over your credit. In addition to helping your future creditors recognize the level of responsibility with which you use credit, you can think of new fun toys for yourself. It doesn’t always have to be work, work, work.